When purchasing a new development on the Costa del Sol, buyers benefit from flexible and secure payment structures designed to make the process clear, predictable, and investmentfriendly. Most newbuild properties in Spain follow a staged payment plan that aligns with the construction phases, allowing clients to manage their finances comfortably while ensuring full legal protection throughout the purchase.

Typically, buyers begin with a reservation fee to secure the property, followed by a 10%–30% payment upon signing the Private Purchase Contract (PPC). The remaining balance is then divided into progressive instalments linked to construction milestones, with the final payment—usually 60%–70%—due upon completion and handover of the property. All payments made during construction are backed by bank guarantees, offering maximum security for international and local buyers.

Many developers also offer customised payment plans, making it easier for investors and secondhome buyers to adapt the schedule to their financial needs. For those seeking financing, Spanish banks provide mortgage options for new developments, often with competitive terms for nonresidents.

At Billivion Real Estate, we guide you through every step of the payment process, ensuring transparency, legal compliance, and a smooth experience from reservation to completion.

At Billivion Real Estate, we offer a comprehensive range of services designed to support buyers, sellers, and investors throughout every stage of their property journey on the Costa del Sol. Our multilingual team combines deep local expertise with extensive international experience, ensuring a seamless, transparent, and highly personalised real estate process.

Property Buying Assistance

We guide clients through the entire purchasing process—from identifying the best opportunities to negotiating terms and securing the property. Whether you’re searching for a luxury villa, beachfront apartment, or a highyield investment, our team provides expert market insights and tailored recommendations.

Property Sales & Marketing

For homeowners looking to sell, we deliver a premium marketing strategy that includes professional photography, targeted digital campaigns, international exposure, and personalised sales management. Our goal is to maximise visibility and achieve the best possible sale price.

New Developments & OffPlan Advisory

Billivion specialises in new developments across the Costa del Sol. We provide detailed information on payment plans, construction timelines, developer reputation, and investment potential, helping clients make confident and secure decisions when buying offplan.

Investment Consulting

With strong knowledge of the local market and global investor expectations, we offer strategic advice on rental yields, capital appreciation, and longterm investment opportunities. Our team assists with feasibility analysis, area comparisons, and portfolio planning.

Legal & Administrative Support

We work closely with trusted legal partners to ensure full compliance and peace of mind. From due diligence and contract review to NIE applications and mortgage coordination, we streamline the administrative process for both residents and nonresidents.

AfterSales & Property Management

Our commitment doesn’t end at the signing. We assist with renovations, interior design, utility setup, and ongoing property management, ensuring your home or investment is cared for with professionalism and attention to detail.

(no need to add what language we speak as we already explained it in MEET THE TEAM)

We have an international team of 43 people. We speak 15 languages, including English, Swedish, Danish, Ukrainian, Italian, Spanish, French and other languages.

The Costa del Sol is one of Europe’s most desirable destinations for property buyers, offering an exceptional blend of lifestyle, climate, and investment potential. With over 300 days of sunshine each year, worldclass beaches, and a vibrant international community, the region provides an unmatched quality of life for residents, holidaymakers, and investors alike.

Beyond its natural beauty, the Costa del Sol is known for its modern infrastructure, excellent international schools, renowned golf courses, and toptier gastronomy, making it a preferred choice for families, retirees, digital nomads, and highnetworth individuals. The area’s strong tourism industry and yearround demand also create outstanding opportunities for rental income and longterm capital growth, positioning the region as one of Spain’s most stable and attractive real estate markets.

From luxury villas in Marbella to contemporary new developments along the coastline, the Costa del Sol offers a diverse property portfolio that caters to every lifestyle and investment strategy. Its strategic location—with easy access to Málaga Airport and major European cities—makes it a convenient and highly connected destination.

Choosing the Costa del Sol means choosing a life of comfort, security, and Mediterranean elegance. It’s a place where lifestyle and investment come together seamlessly.